Why is my credit score so low?

Learn what factors may contribute to a business credit score

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  1. Small Business
  2. Low Business Credit
Your Business Credit

Why Is My Business Credit Score So Low?

Circumstances that can lower your business credit score include, but are not limited to:

  • Current collections, liens, judgments, bankruptcies or other derogatory public records on your business profile
  • The status, recency, frequency and dollar amounts of any applicable liens, judgments or bankruptcies
  • An increased trend in slow payment of obligations
  • An increase in the number of business credit inquiries or applications that are generated by the business or the owner
  • The number of trade experiences, balances outstanding, payment habits, credit utilization and trends over time
  • Years in business, line of business or Standard Industrial Classification (SIC) code, size of business and other demographic data
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