Community banking

Community Banks face a rapidly changing environment.  More competition from traditional and non-traditional lenders. Increased compliance and regulatory requirements.  And of course, resource constraints impacting operating efficiencies and overall profit. 

How do you stay local and independent, but also gain access to the latest tools to differentiate, automate and decision faster?  Whether you are looking to reach new customer segments, manage risk, stay compliant or prevent fraud, Experian has credit solutions to support you and your local community.

As the market leader for banking services, we are committed to helping you:

• Attract and Retain High-Value DDA Accounts
  Maximize the DDA account opening process to attract new customers and increase wallet share.
• Reach New Customers and Increase Loans
  Segment, target and pre-qualify more customers in your local community while optimizing your marketing spend
• Manage Risk and Stay Compliant
  Stay alert to risk potential through triggers and other proactive tools, saving you time while keeping your community bank compliant.
• Increase Decisioning and Underwriting Speed
  Automate lending decisions, prevent fraud and increase efficiencies.  Make credit, prescreen and prequalification decisions instantly.
• Protect Customers and Prevent Fraud
  Protect your customers and your community bank by controlling fraud losses and improving operational efficiencies.