Attribute and credit risk management strategies
Leverage advanced credit bureau attributes while balancing risk and compliance
Get startedModel governance
Regulatory compliance
Traditional and non-traditional data
Loss forecasting
Improve your strategic decision-making across the customer lifecycle
Effective credit attribute management involves the development, deployment, governance, maintenance and monitoring of attributes. Whether you have a dedicated team of credit and attribute specialists, or you’re looking for a partner to develop and deploy your models, we can help.
- Expand your credit universe by going beyond traditional credit data and integrating alternative data sources.
- Pandemic-specific insights and models to help your business analyze and predict portfolio losses.
- Gain more insight into consumer behavior and make faster lending decisions with fewer referrals.
- Reduce losses and grow your portfolio with more predictive models and forecasts.
- Efficiently deploy new models – including custom models – across multiple environments.
- Comply with attribute governance and explainability requirements – comprehensive documentation which is updated regularly to help you comply with the requirements outlined in the Fair Credit Reporting Act (FCRA) and the Supervisory Guidance on Model Risk Management from OCC Bulletin 2011-12.
- Develop more consistent credit scoring models with credit attributes.
Attribute Management Strategies Product Sheet
A comprehensive approach helps you balance risk and compliance as you grow your portfolio.
Attribute Toolbox
Attribute Toolbox: Attribute calculation engine gives you access to more than 75 data sources.
Premier Attributes
Develop more predictive models and design better strategies with best-in-class credit attributes.
Trended 3D
Understand a consumer’s credit behavior over time with our latest set of trended attributes.
Custom Modeling
Work with our Analytics experts to develop custom models designed to help you meet your business objectives.
Validated by Experian Data Quality
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
- Solutions
- Advanced Analytics & Modeling
- Cloud Applications & Services
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Employer Services
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management