Fraud Shield^SM

Fraud Shield^SM is Experian's most advanced business fraud detection technology; helping to protect you from even the most sophisticated application fraud by launching a comprehensive series of checks, searches and counters to screen every application.

Reduce Losses from Application Fraud and Identity Theft

Fraud Shield identifies inconsistencies between application information and credit report data. Instant multiple cross-checks help you spot fraud before losses occur.

Reduce Account Acquisition Cost

Fraud Shield speeds application processing time and reduces the number of applications requiring manual review.

Features and Benefits

Advanced Fraud Technology

• Access to File One^SM database: Contains credit information on more than 200 million consumers
• Predictive cross-checking: Checks Social Security number, cautious/high-risk addresses, driver's license and phone number
• Enhanced address matching: Proprietary fuzzy match logic reduces false positives and captures an average of 25 percent more fraud
• Powerful add-on: Optional Fraud ShieldSM Score Plus combines both fraud and credit variables into one score

Fast, Flexible Implementation

• Customizable key indicators: You establish the parameters and application review criteria that fit your needs
• Summary reports: Detailed monthly reports make it easy to monitor fraud indicators at branch and company levels
• Ease of integration: Designed to integrate smoothly into your decisioning and application processing system