Identifying qualified consumers when they are shopping for credit. It’s truly challenging. We can help you quickly and accurately target this group so you can make firm credit offers to those most likely to respond to your proposals.

Make Credit Offers to Consumers Who Are Shopping For Credit

Now you can increase the response rate to your preapproved credit offers by reaching consumers at the precise time they actively are shopping for credit. With Experian’s Prospect Triggers, take advantage of opportunities as they occur and make firm credit offers to consumers that meet your credit criteria.

Superior Data Freshness And Timely Delivery

Prospect Triggers is the first preapproved marketing solution to target consumers nationwide based on their actual credit behavior within the past 24-48 hours and deliver that data daily.

You can make timely credit offers by mail or phone to increase response rates, reduce overall acquisition costs and boost profitability, reaching credit-active consumers before your competitors.

Incorporates Your Credit Criteria

Experian will monitor a prospect list that incorporates your credit criteria. We can generate a prospect list for monitoring using one of the following:

• Experian’s Extract Plus^SM, a comprehensive nationwide database of credit-active consumers
• Your current prescreen list
• A prospect list from an outside source

Uses New Trade and Inquiry Triggers

Using new trade and inquiry triggers, Experian identifies highly responsive, credit-active consumers that are prime candidates for your preapproved offers and can notify you within 24 hours of when those consumers actively are seeking credit.

Make The Most Of A Time-Sensitive Opportunity

When a qualified consumer is actively seeking credit, you need to be there with your marketing message. Using credit triggers, you can reach the right people at the right time, bringing a new level of precision and profitability to your credit marketing programs.

Segments and Suppresses Less-Creditworthy Consumers

Use scores and attributes to segment your criteria. Back-end screening helps to eliminate consumers with recent derogatory activity.

A Fully Compliant Process

Identifying qualified consumers when they are shopping for credit. It’s truly challenging. We can help you quickly and accurately target this group so you can make firm credit offers to those most likely to respond to your proposals.