Whether you are prospecting new customers, decisioning a loan or striving to retain more of the customers you want, the foundation of making the best credit decisions rests on utilizing the best data. At Experian, data is the foundation of what we do, and that starts with our credit profile.

Built on the knowledge we have on more than 220 million credit-active consumers nationwide, the profile will enable you to make the best and most informed business decisions.

What makes the Experian Credit Profile unique?

Access Security Requirements for FCRA and GLB 5A Data and FCRA Requirements

Coast-to-Coast Coverage

• Experian’s File One^SM is the industry’s premier credit database with information on 220 million credit-active consumers from all major credit grantors
• We power over 2 million credit inquiries daily and 1.3 billion transaction updates a month
• By combining Experian’s credit profile with our proprietary alternative data sources, we are able to score even more of the total U.S. adult population

Data Delivery Optimized for Accuracy

• Our proprietary data-cleansing processes and rules ensure only the highest quality data passes through to File One
• Data moves through 6 quality checkpoints, evaluating it for reasonability and logical progression of status updates
• Experian’s suite of data quality solutions and processes have enabled select lenders to reduce fatal errors by up to 30%

Fresh Data for 24/7 Currency

Whether you are prospecting new customers, decisioning a loan or striving to retain more of the customers you want, the foundation of making the best credit decisions rests on utilizing the best data for customer credit checks. At Experian, data is the foundation of what we do, and that starts with our credit profile.

Built on the knowledge we have on more than 220 million credit-active consumers nationwide, the profile will enable you to make the best and most informed business decisions.