Address Search is a quick and cost-effective debt recovery tool that can significantly help clients locate skip accounts. The data comes from the most up-to-date information available in Experian's File One database of more than 220 million credit-active consumers whose records are updated daily from thousands of financial institutions.

Address Update helps clients keep in touch with their accounts by providing a simple and direct solution for the "no forwarding address" problem. This solution benefits both credit and non-credit granting industries that require accurate address information for billing, collections, account correspondence, shareholder dividends, and marketing solicitations.

Collection Advantage uniquely combines credit-based scoring, consumer contact information, and state-of-the-art analytical services into a single delivery platform for the collection industry.

The Collection Report is a customized version of the credit report designed specifically for use in collections. The report is primarily used for skip tracing (locating the debtor) with a secondary emphasis on actual debt collection and prioritizing which accounts to pursue first.

Collection Triggers is a robust, flexible account monitoring tool that quickly and effectively monitors identifying information on individual unpaid accounts. Clients choose the information they want Experian to track daily and when new information is found, the client is immediately notified.

Debt Portfolio Evaluator is driven by Experian's powerful Collection Advantage solution, which combines consumer credit data, credit-based scoring, and advanced analytics to provide a 360-degree view of consumers. This unique view provides debt buyers with a detailed analysis of the portfolio under consideration for bidding and the consumers within it.

Experian Public Records Experian Public Records receives data directly from more than 1,400 different government municipalities at the county, state and federal levels across the United States and aggregates it into an easily accessible format. Our national criminal coverage represents the largest electronically available criminal records source in the country.

Recognize high-risk accounts early in your collection efforts. By doing so, you can reduce legal risk and optimize your resources, leveraging bankruptcy, deceased, active-duty military, cellular, fraud, litigious consumer and other information sources.

MetroNet is one of the nation's most up-to-date and accurate consumer and commercial skip-tracing tools. MetroNet has the capability to locate individuals and businesses, find both listed and unlisted phone numbers, verify change of address, update address and phone numbers information, and standardize address and zip codes.

Need an easier way to collect debt? Move your collection practice into the digital age by providing an online platform where consumers can make payments in a discreet and convenient way. Analytics and models help determine the most appropriate contact time and channel for a smarter way to collect.

A suite of recovery scoring models that blends fresh credit data with critical account-level information to provide expected payment amount and the probability of payment.

These models are industry specific with an emphasis on Healthcare, Bankcard and Telecom/Wireless/Utility. Scoring range is 100-900, where the higher the score, the more likely a client will be able to collect on an account.

Powerful skip tracing data, including wireless phone numbers and contact data for thin-file and underbanked consumers.

VantageScore is a powerful risk score which provides improved accuracy, consistency across the three bureaus, and enables lenders to find more creditworthy consumers.

Debt-to-Income Insight^SM is a model designed to estimate a borrower's outstanding debt obligations as a percentage of their estimated income. The model leverages the predictive power of Income Insight^SM, Experian's premier income estimation model, and market-leading Premier Attributes^SM to provide an all-in-one assessment of a borrower's capacity to take on additional debt.

Debt-to-Income Insight is meant to be a companion product to Income Insight. It is an "add on" service and may only be purchased along with Income Insight. Debt-to-Income Insight's approved uses are the same as Income Insight, and it cannot be used for adverse action.

Income Insight^SM and Income Insight W2^SM are models designed to estimate a consumer's income. Income Insight provides a comprehensive measurement of total income offering a complete financial picture of a borrower for greater insight into their ability to meet their obligations.

Income Insight W2 estimates the wage income of a consumer which is especially applicable for low to mid-range income levels where income is comprised mostly from wages. Both models were built using verified income data and are calculated using exclusively credit bureau attributes. In all cases, the models are not to be used as a basis of adverse action.

Income View^SM is a web-based tax verification service that provides clients with streamlined IRS 4506-T processing and prompt access to applicants' verified income via the Internal Revenue Service (IRS).