Fraud management
Mitigate the complex fraud problem while maintaining the customer experience with Experian’s robust suite of identity protection and fraud-prevention solutions
Technology
Our cloud-based platform and workflow design allow you to apply the right data and fraud-mitigation tools with seamless orchestration while keeping pace with digital transformation.
Advanced analytics
Combine machine learning analytics with Experian’s proprietary and partner data to return a single optimal decision.
Identity-authentication tools
Leverage identity data, device intelligence, biometrics, behavior metrics, one-time passwords and document verification to confirm identities with increased confidence.
Data partnerships
We facilitate connection to a vast array of new and emerging data sources to power fraud-mitigation results.
Robust verification options
Ever-evolving solutions to manage identity verification with confidence even for identities that may have previously been compromised.
Layered risk management
Complex identity and device risk evaluation and step-up authentication procedures for layered fraud risk management.
Leading the fight on synthetic identity fraud
Our solutions provide a powerful fraud-detection platform, vast data resources, advanced analytics and synthetic identity fraud mitigation.
74%
of consumers say security is the most important factor when deciding to engage with a business.
57%
of businesses have reported high losses from account takeover fraud in the last year.
40,000
live data breaches Experian® has serviced in the last 15 years.
Frequently asked questions
A fraud management solution is a system or series of systems that supports the detection, prevention, and management of fraud across user accounts and platforms. Working together, the pieces of the solution identify known identities and quarantine unknown or risky identities for further review.
Third-party fraud — generally known as identity theft — occurs when a malicious actor uses another person’s identifying information to open new accounts without the knowledge of the individual whose information is being used.
First-party fraud refers to instances when an individual makes a promise of future repayments in exchange for goods or services without the intent to repay. First-party fraud is often miscategorized as credit loss and written off as bad debt, which causes problems when businesses later try to determine how much they’ve lost to fraud versus credit risk, and then make future lending decisions.
Account takeover fraud is a form of identity theft that involves unauthorized access to a user’s online accounts to enable financial crimes.
Synthetic identity fraud occurs when a criminal creates a fictitious identity for the specific purpose of committing fraud. This may include blending stolen or misused Social Security numbers with fabricated information to create a new, fictitious identity.
Bust-out is characterized by multiple, sudden and simultaneous consumption of credit followed by widespread default across obligations — the fraudster disappears with no intent to repay.
Fraud-detection software is a solution that monitors, detects and prevents fraudulent activity. It may be leveraged by an organization to prevent identity theft or illicit access or to root out synthetic identities or first-party fraud.
Advanced Analytics & Modeling
Cloud Applications & Services
Collections & Debt Recovery
Credit Decisioning
Credit Profile Reports
Customer Management
Data Quality & Management
Data Reporting & Furnishing
Data Sources
Fraud Management
Identity Solutions
Marketing Solutions
Regulatory Compliance
Risk Management
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- Solutions
- Advanced Analytics & Modeling
- Cloud Applications & Services
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Employer Services
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management