Buy Now Pay Later
Protect consumer credit scores, better assess risk and support responsible and inclusive lending with real-time insights powered by The Buy Now Pay Later Bureau™.
Make decisions efficiently and confidently with real-time-reported Buy Now Pay Later data
In today’s growing Buy Now Pay Later (BNPL) market, the blind spot in credit transparency is increasing. Lack of consumer insights on BNPL loans introduces risks and challenges for lenders during credit decisioning – including mispricing credit risk, inaccurately forecasting consumer capacity, and meeting compliance requirements related to undisclosed debt. Not any longer.
Separate from our traditional credit data, The Buy Now Pay Later Bureau™ will provide visibility into BNPL activity and deliver advanced analytics based on the millions of BNPL credit records available.
Access the only BNPL bureau
Work with a trusted leader. We’ve partnered with some of the largest BNPL providers to draw on millions of BNPL tradeline data and records.
Expand the lending universe
Increase financial access to thin-file consumers with actionable insights and a refined view of consumer payment behavior.
Make decisions faster
Real-time, FCRA-compliant analytics enable instant decisioning so you can move faster with more confidence.
Drive inclusion
Put your customers first, and advance financial inclusion efforts while maintaining responsible lending practices.
Fintech BNPL lenders
Realize the benefits of accessing and sharing BNPL data. We accept and repose all BNPL loan types separately from our core credit bureau so you can confidently contribute data without negatively impacting consumer credit scores.
Traditional financial institutions
Level-up your existing capabilities and better assess and reduce risk with actionable insights and visibility into consumer repayment behavior.
The Buy Now Pay Later Bureau
The industry-first specialty bureau and solution provider for this growing market.
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