Alternative credit data solutions
See the full picture of your customers with our alternative credit data* solutions
Gain a deeper view of creditworthiness
Our alternative data sources include data from nontraditional lenders, user-permissioned account data, rental data, full-file public records and aggregation.
Expand your lending universe
A more holistic customer view can drive greater visibility and transparency around credit inquiry and payment behaviors. These insights help expand your customer base and improve profitability.
Improve financial access
Millions of consumers and businesses lack credit history and have difficulty gaining access to credit. Alternative credit solutions drive greater access to credit for applicants and customers through more informed lending decisions.
*When we refer to “Alternative Credit Data,” this refers to the use of alternative data and its appropriate use in consumer credit lending decisions, as regulated by the Fair Credit Reporting Act. Hence, the term “Expanded FCRA Data” may also apply in this instance and both can be used interchangeably.
Advanced Analytics & Modeling
Cloud Applications & Services
Collections & Debt Recovery
Credit Decisioning
Credit Profile Reports
Customer Management
Data Quality & Management
Data Reporting & Furnishing
Data Sources
Fraud Management
Identity Solutions
Marketing Solutions
Regulatory Compliance
Risk Management
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- Solutions
- Advanced Analytics & Modeling
- Cloud Applications & Services
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Employer Services
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management