Important updates from Experian regarding COVID-19 (Coronavirus). Learn more

colleagues suggestions in the office

Gain a deeper view of creditworthiness

Our alternative data sources include data from nontraditional lenders, user-permissioned account data, rental data, full-file public records and aggregation.

Expand your lending universe

A more holistic customer view can drive greater visibility and transparency around credit inquiry and payment behaviors. These insights help expand your customer base and improve profitability. 

meeting with financial advisor

Improve financial access

Millions of consumers and businesses lack credit history and have difficulty gaining access to credit. Alternative credit solutions drive greater access to credit for applicants and customers through more informed lending decisions. 

*When we refer to “Alternative Credit Data,” this refers to the use of alternative data and its appropriate use in consumer credit lending decisions, as regulated by the Fair Credit Reporting Act. Hence, the term “Expanded FCRA Data” may also apply in this instance and both can be used interchangeably.

Divider

Insights

Blog post

The Key to Expanding Your Credit Universe

Drive greater access to credit for your consumers.  

Effective Lending in the Age of COVID-19

Successfully navigate the changing credit landscape.

2020 Alternative Financial Services Lending Trends

Gain insights into the non-prime lending market. 

State of Alternative Credit Data

Dive into the world of alternative credit data.  

Explore our solutions

Discover our capabilities across the board.

View all solutions
Advanced Analytics & Modeling

Advanced Analytics & Modeling

Cloud Applications & Services

Cloud Applications & Services

Collections & Debt Recovery

Collections & Debt Recovery

Credit Decisioning

Credit Decisioning

Credit Profile Reports

Credit Profile Reports

Customer Management

Customer Management

Data Quality & Management

Data Quality & Management

Data Reporting & Furnishing

Data Reporting & Furnishing

Data Sources

Data Sources

Fraud Management

Fraud Management

Identity Solutions

Identity Solutions

Marketing Solutions

Marketing Solutions

Regulatory Compliance

Regulatory Compliance

Risk Management

Risk Management