Credit risk scores
Expand your lending universe, mitigate risk and retain customers compliantly
Determine creditworthiness
Our risk scores give you the ability to quickly and consistently measure, benchmark and predict risk through credit scoring models that use best-in-class data, analytics and technology.
More-informed risk scores
Our scores are developed using traditional and nontraditional credit data, such as expanded FCRA data, consortium and business activity data — which provides greater insight into a customer’s creditworthiness and ability to pay — and advanced machine learning to provide safe, accurate, explainable and actionable decisions.
Enhanced model performance
We create multiple model versions using various statistical methods to help boost model performance. These versions create added flexibility for businesses depending upon individual model governance standards.
- Solutions
- Advanced Analytics & Modeling
- Cloud Applications & Services
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management