Credit decisioning
Make better and faster business decisions to acquire the right customers.
We help businesses quickly turn complex data into actionable insights and confident decisions
Advanced analytics
Combine machine learning analytics with our proprietary and partner data to return a single optimal decision.
Decisioning engine
Our enterprise-wide decisioning engine facilitates faster, more streamlined decisions so you can quickly respond to requests and exceed customers’ expectations.
Fraud and identity
Make timely risk assessments and apply appropriate verification solutions with flexible orchestration and advanced analytics on a single state-of-the-art cloud platform.
How we can help
Our credit decisioning platforms help you make better decisions during the prospecting and originations, customer management, and collections and recoveries life cycle phases, so you can grow confidently and reduce costs.
Make every decision count
Our expertise in analytics, decisioning, and fraud and identity give you the confidence to provide low-friction approvals to the right customers.
Fast, reliable decisions
Our decisioning engine returns real-time or batch results, so you can acquire good customers and manage your portfolio risk.
Proactive risk management
Control risk with improved decision accuracy, reviews of inconsistent information, expanded view of risk factors and earlier intervention.
Loan originations
Quickly acquire high-value customers by leveraging credit origination solutions through cloud computing.
Real-time integrated decisioning transactions we process.
Consumers surveyed plan to open a credit card in the next six months.
Of lenders use information beyond the traditional credit report.
Washington State Employees Credit Union
Increase loan and credit applications with an instant, digital prequalification process.
OneAZ
Increase efficiency and funding rates with automated decisioning.
Path to modernization for decisioning
Modernize your credit approval process in three simple steps.
We are unable to address personal credit report and/or membership inquiries via this business form. Visit Experian.com/help or call 888-397-3742 for consumer assistance.
Validated by Experian Data Quality
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
- Solutions
- Advanced Analytics & Modeling
- Cloud Applications & Services
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management