Experian | Oxford Economics Main Street Report

Q4 report findings

Following Q4 2022, small businesses have a positive outlook, with stable cash flow and reduced commercial delinquencies. However, higher costs may pressure spending. The economy grew strongly, but a repeat performance is unlikely due to job growth deceleration. The Fed is expected to hike rates more than anticipated to engineer a soft landing.

About the report

Experian/Oxford Economics’ Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as provides commentary on what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc.).